PSU (Maharatna) Coming soon

Rin Netra

Rin Netra — Loan Portfolio Risk Intelligence

Challenge addressed

Loan exposure to financially weak distribution utilities raises portfolio credit risk

What this tool does

Gives REC risk and lending teams an early-warning view of discom and state utility exposures, combining payment behaviour, tariff and subsidy signals into borrower risk grades, concentration alerts and watch-lists for proactive portfolio management.

Are you from REC Ltd?

We will deploy this tool for your office free of charge — built, tested and handed over, with training for your team.

Contact the project team

Contact the project team

For ministries, departments and public bodies — and for anyone reporting a correction.

Please do not send citizen data, Aadhaar numbers or any personal identifiers. We use your details only to reply to this enquiry.