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Bhugtan Darpan

Bhugtan Darpan — Borrower Payment Behaviour Monitor

Challenge addressed

Borrower payment behaviour and covenant compliance require continuous monitoring across the portfolio

What this tool does

Continuously tracks PFC borrowers' repayment punctuality, escrow health and covenant compliance, converting servicing data into behaviour scores, breach alerts and pre-default interventions so monitoring officers act weeks before an account turns overdue.

Are you from Power Finance Corporation Ltd (PFC)?

We will deploy this tool for your office free of charge — built, tested and handed over, with training for your team.

Contact the project team

Contact the project team

For ministries, departments and public bodies — and for anyone reporting a correction.

Please do not send citizen data, Aadhaar numbers or any personal identifiers. We use your details only to reply to this enquiry.